In his introductory presentation, Attorney Alessandro Del Ninno provided a systematic overview of the regulatory framework established by the AI Act and Law No. 132/2025, addressing the scope of application, the classification of AI systems and general-purpose AI models, risk-based criteria, and the obligations imposed on providers and deployers. He referred to the Commission’s interpretative tools (Living Repository and FAQs) and clarified the requirements, prohibitions and protective measures applicable to high-risk AI systems, as well as the obligations relating to limited-risk systems. He further analysed the role and powers of the competent authorities, the sanctioning regime and the AI Pact, outlining the organisational consequences for intermediaries. By linking the regulatory framework with concrete AI use cases in banking and financial services, he highlighted the main operational implications in terms of governance, data management, transparency and accountability.